Privacy Policy

Facts: What Does Spring Bank Do with Your Personal Information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What: The types of personal information we collect and share depend on the product or servie you have with us. This information can include:

  • Social security number and income
  • Account balances and transaction history
  • Credit history and credit scores

When you are no longer our customer, we continue to share you information as described in this notice.

How: All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Spring Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:Does Spring Bank share?Can you limit sharing?
For our everyday business purposes—such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.YesNo
For our marketing purposes—to offer our products and services to youYesNo
For joint marketing with other financial companiesNoWe Don’t Share
For our affiliates’ everyday business purposes- information about your transaction and experiencesNoWe Don’t Share
For our affiliates’ everyday business purposes- information about your creditworthinessNoWe Don’t Share
For our affiliates to market to youNoWe Don’t Share
For our nonaffiliates to market to youNoWe Don’t Share
Questions?Call 718-879-5000www.springbankny.com
Who we are
Who is providing this notice?Spring Bank, including its affiliates listed below
What we do
How does Spring Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measure that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to those who have a business purpose and we educate our employees on the importance of confidentiality.
How does Spring Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or provide account information
  • Apply for a loan or show identification
  • Make deposits or withdraws from your account

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include Check Spring Financial Services, Inc.
Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Spring Bank does not share with non-affiliates so they can market to you.
Joint Marketing

A formal agreement between non-affiliate financial companies that together market financial products or services to you.

  • Spring Bank does not jointly market.
Other Important Information
New York Residents:Spring Bank will automatically limit the disclosure of your personal information in accordance with New York Law.