Personal Lending
Already Have
a Loan Account?
If you’re not ready to apply now, complete the form below for more information and we will contact you.
Personal Lending
Already Have a Loan Account?
If you’re not ready to apply now, complete the form below for more information and we will contact you.
Get a Loan When You Need It
All people deserve equal access and the opportunity to build prosperous and abundant futures for their families and communities. We provide small Personal Lending Loans so that an unforeseen emergency like a car repair or minor health expense doesn’t become a major disruption. We build in savings and credit building opportunities and help our customers avoid high-cost predatory loans.
It’s Easy to Get Started…
For our Start Loan Loan, Employee Opportunity Loan Loan, Credit Builder Loans and Unsecured Personal Loans, you can apply online in ten minutes or less. If you have questions about any of our personal loan offers, call us at 718-879-5000 and a member of the Spring Bank family will help you
Visit our page of Videos tutorials to see some useful videos.
At Spring Bank we make it simple to apply for a loan. Learn more about our personal lending options below:
The Start Loan
For our Existing Spring Bank Customers-a loan of up to $1500 that looks at cash flow not credit score
The Employee Opportunity Loan
Loans now go up to $3000
Credit Builder Loans
Start building credit and savings Amount: Up to $1500.
Unsecured Personal Loan
Open to all our customers. Amount: Up to $2500.
Loans with Benefits
All our accounts come with incredible benefits and services:
Opportunity to Build Credit
With on-time payments, you can create or improve your credit score..
Opportunity to Build Savings
With your Spring Bank savings account, you can continue to build savings after your loan is paid.
Simple to Apply
From application to closing, the loan application process is completely automated. Use your computer or mobile device to get started.
Automated Process
From application to closing, the loan application process is completely automated. Use your computer or mobile device to get started.
No Prepayment Penalties
You prepay your loan anytime without incurring any fees.
One Application Fee. No Hidden Costs.
The loan process is simple and the costs are transparent.
Use of Your IDNYC
We are all about expanding access. That is why we accept IDNYC Card, as a primary form of ID for account opening.
Schedule an Appointment
Ready to grow with us? Come in and talk to one of our account managers about how we bring ethical banking to our accounts. Use the form below to schedule an appointment:
Have any questions? Stop by a branch or call us at (718) 879-5000.
Our Promise
We don’t take it lightly that you trust us with your money. In fact, the best part about working here is getting to know our customers and their families. You’ll soon find out that you are far from a number here. On the contrary, you become part of the Spring Bank Family. We can’t wait to get to know you.
Grow on the Go
Download the Spring Bank app available for iOS and Android. Make your deposits on the move and find our network of ATM’s, so you can have easy access to your money.
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Routing Number: 026014135
