Fee Schedule

Fee Schedule

as of April 2020

ATM/DEBIT CARD
ATM Transaction Fee (non-Spring Bank network)$1.00
ATM Transaction Fee Spring Bank, Citi Bank branch ATM and MoneyPass networkNo Fee
Balance Inquiry Fee (non-Spring Bank ATMs)$0.50
Debit/ATM Card Replacement Fee$10.00
Foreign Transactions (outside USA)$1.50 + 2.50%
Check Cashing / Bill Pay
Check Cashing Fee (accountholders with minimum balance of $100.00 at the time of the deposit.)$1.00
Check Cashing fee (non-accountholders or accountholders with balance of less than $100.)1.00% of the Check Amount
Foreign Checks Fee$35 + Exchange Rate + Correspondent bank fee
Bill Pay (per item)$1.25 varies by biller
Overdraft / Uncollected Funds
Insufficient Funds “created by check, in person withdrawal, ATM withdrawal or other electronic means” *whether paid or returned$10/ item max of 2 fees/day consumers
$30 for business accounts
Uncollected Funds “created by check, in person withdrawal, ATM withdrawal or other electronic means” *whether paid or returned$10/ item max of 2 fees/day consumers
$30 for business accounts
Return Deposited Item$10.00
Inactivity (applies to Checking accounts only)
Inactivity Fee on Checking accounts (over 12 months and under $1,000 balance) *$2.50 Monthly
Dormant Fee on Checking accounts (over 24 months and under $1,000 balance) *$10.00 Monthly
Wire Transfers
Incoming Wire$10.00
Outgoing Domestic Wire$25.00
Outgoing International Wire$35.00
Other Service Fees
Statement Copy$2.50 per statement cycle
Electronic Statement – via Online BankingFree
Account Research$20.00 per hour
Bank Letter$15.00
Check Stop payment$15.00
Copy of Cleared Check$5.00
Notary FeeFree
Bank Check (accountholders only)$5.00
Money Orders – maximum amount of $1,000 per money order$0.99
Exceeded Transactions- Reg D maximum 6 transactions per month allowed in the Savings/MMA accounts$5.00 per exceeded transaction
Levy/Legal Fee$75.00
Bill Pay – via Online BankingFREE
PopMoney – person to person transfersRefer to www.popmoney.com
BSA Compliance Fee (Money Transfer, Money Order Services and other related activities)$250.00 Monthly (per account)

*These monthly fees are not applicable to Green Checking account holders.